James Madison University is making Aflac's insurance policies available to you! Aflac pays cash benefits directly to you (unless assigned), when you're sick or injured. You can use the cash to help cover expenses that major medical does not - like mortgage, groceries, or whatever you need. It's like a safety net for you and your family.
Aflac policies are designed to pay benefits directly to the policyholder to help fill in the gaps that health insurance doesn’t cover; whether it be medical bills, prescriptions, groceries, rent, car payments, mortgage, childcare, or any other reason.
Policy Overviews
Short-Term Disability
Pays the policyholder 60% of their income if a physician puts them out of work due to any off the job injury or any illness (including child birth).
Accident Policy
Pays benefits anytime a covered person seeks medical attention due to an accidental injury (twist, strain, sprain, laceration, break, concussion etc.). A few of the benefits include initial treatment ($120), x-rays ($30), MRI ($200), follow ups and physical therapy ($35 each), crutches or ankle braces ($25-$300), hospitalization ($250 per day), injury specific benefits ($25-$12,000 depending on severity), as well as many other items.The policy will also pay a wellness benefit of $60 every year for any type of well visit or immunization.
Cancer Policy
Pays a lump sum benefit of $2,000 upon the initial diagnosis of any internal cancer. Will also pay additional benefits for hospitalization ($300 per day), surgery, chemotherapy and radiation ($300 per day), experimental treatment, transportation and lodging, second opinions, and many other items. The policy will also pay $75 for each covered person to have a cancer screening every calendar year.
Critical Care Protection Policy
Pays a lump sum benefit of $7,500 upon the first occurrence of a heart attack, stroke, sudden cardiac arrest, coronary bypass surgery, kidney failure, coma, paralysis, third degree burn, human organ transplant, and vegetative state. Will also pay additional benefits for hospitalization ($300 per day), ambulance, transportation, lodging, and follow up care ($125 per day).
Hospitalization Policy
Pays for hospitalization for any reason, including child birth. Will pay $1,000 the first day, plus an additional $100 every day. Will also pay for doctor visits, diagnostic testing, surgery, and transportation.
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