VOLUNTARY BENEFITS
Aflac Insurance Policies
Aflac insurance policies pay cash benefits directly to the insured. Employees may choose the plan(s) that best suit their needs.
Aflac currently offers five policies through payroll deduction:
- Accident Policy
- Cancer Policy
- Critical Care Protection Policy
- Hospitalization Policy
- Short-Term Disability
Classified employees in the Traditional Sick Leave may want to consider enrolling in Aflac’s short-term disability plan.
Classified employees in the Virginia Sickness and Disability Program (VSDP) may want to consider enrolling in Aflac’s disability plan to cover the VSDP first year’s wait period.
Contact Michael Glover via email at michael_glover@us.aflac.com for additional information.
529 College Savings Plan through FIRM & American Funds
All U.S citizen employees, those full-time and part-time, are eligible for the plan. With the CollegeAmerica 529 Plan through American Funds, you get some great benefits:
- Tax-advantaged investing – earnings in a 529 grow free from federal tax. This can help you accumulate more over the long term.
- Flexibility – you can use the assets in your account to fund expenses in any U.S. public or private college –undergraduate, graduate, professional or vocational. Qualified expenses include tuition, fees, room and board, and many more. Initial contribution is as low as $25 minimum per fund. The amount of these contributions moving forward, are fully adjustable: you can start, stop, increase, decrease and suspend contributions at any time.
- Convenience of automatic investing — you can easily invest on a regular basis through payroll deductions.
- Investing for any beneficiary – you can save for anyone—your children, grandchildren, nieces, nephews, friends, etc. You can even save for yourself. In addition, there are no age or income limits.
- No up-front and back-end sale charges – because you would invest in Class 529-E shares offered only through an employer-sponsored plan, you do not incur these sales charges.
- Portability – you can retain CollegeAmerica and continue investing in 529-E shares even upon termination of employment.
For more information, contact Philip Harris via phone 215-557-7622 or email phil@firmadvisor.com for additional information.
Human Resources has partnered with Pierce Insurance to make available the following voluntary benefits to all employees:
Legal Plan Benefit with Legal Resources
With over 70% of Americans having a legal need each year, Legal Resources gives you and your family access to an attorney for everyday needs. Whether your legal matter is expected or unexpected, you’ll have immediate and ongoing access to our network of highly rated law firms. You pay no attorney fees for all Fully Covered Services, which include will preparation, traffic court, advice and consultation, real estate matters, divorce, billing disputes, and more! Pre-existing legal matters are even covered at a 25% discount. Live More, Worry Less. Now, you can Relax You’re Covered ®. Call 800-421-3142, ext. 177 to learn more or click here >
Identity Theft Protection Plan with Legal Resources
The 2019 Identity Fraud Study, released by Javelin Strategy & Research, found that there were 14.4 million victims of fraud in the U.S. in 2018. Identity theft can impact anyone, anywhere, at any time - which is why it is important that you protect yourself. Now you can monitor and control your personal information and have peace of mind in knowing that you’re protected with 24/7 fully-managed restoration and up to $1 million of identity theft insurance in the event of an incident. Call 800-421-3142, ext. 177 to learn more or click here >
Pet Insurance with Nationwide
My Pet Protection pet insurance from Nationwide is a reimbursement indemnity plan for dogs and cats. That means we reimburse members for a portion of eligible veterinary expenses related to accidents, injuries and illnesses. Wellness coverage is also available for routine preventive exams and services.
Premium is based on:
- Species of pet
- Employee ZIP code
- Reimbursement level selected: 50%, 70% or 90%
- Optional wellness coverage
We accept claims from any licensed veterinarian or veterinary hospital. You can choose plans with or without wellness benefits. All plans include a $250 annual deductible and a $7500 per year maximum benefit. You can elect whether the plan will reimburse you at 50%, 70% or 90%.
For more information, or to enroll via payroll deduction. Simply click on this URL, https://benefits.petinsurance.com/jmu , or call Nationwide at (877) 738-7874 and provide your employer name.
Home and Auto Insurance with Liberty Mutual
Employees potentially save $947 with customized auto and home insurance.* Take advantage of payroll deduction for additional savings. Call 800-699-4378 and reference Client #136852 or Click here to get a free quote.
Guaranteed Permanent Life Insurance with long-term care option
