Announcements
- Planning to use Financial Aid for Summer classes? Visit our Summer Financial Aid page for more information on eligiblity and to access the Summer Aid Application.
- Our office has begun providing Preliminary Financial Aid Offers to admitted students with official 2025-26 FAFSA's on file. This information can be accessed through a student's "Applicant Center" in their MyMadison account. For more information on Preliminary Financial Aid Offers visit the Preliminary Aid Offer webpage.
- The 2025-2026 FAFSA is now available to complete for Fall 2025/Spring 2026 on Studentaid.gov. Please note that JMU's priority filing date is March 1, 2025. For more information check out our FAFSA page.
- The General Scholarship Application is now open! This is accessed through the Madison Scholarships Hub in MyMadison for potential awards offered for the 2025-26 academic year (next fall 2025).
- Plan your Choices visit with our office. Check out our Choices webpage for more information.
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Fees and Rates
Interest Rates (Effective July 1, 2024 - June 30, 2025)
- Undergraduate Direct Loans:
- Subsidized 6.533%
- Unsubsidized 6.533%
- Graduate Unsubsidized Direct Loan: 8.083%
- Graduate PLUS Direct Loan: 9.083%
- Parent PLUS Direct Loan: 9.083%
Up Front Origination Fees (Effective October 1, 2020 - September 30, 2024)
- Undergraduate Direct Loans: 1.057%
- Graduate Unsubsidized Direct Loan: 1.057%
- Graduate PLUS Direct Loan: 4.228%
- PLUS Direct Loan: 4.228%
Read a further explanation of what an origination fee is provided by the Department of Education. Our Consumer Information also details interest rates and origination fees.
Percentage of JMU Students Who Borrow: 36%*
*Information accessed from the U.S. Department of Education’s College Scorecard on September 5, 2023.
Cohort Default Rate (CDR) (Published February 2023)
JMU CDR: 0.8%
National Average CDR [Public 4 yrs (+)]: 1.8%
Financial Aid & Scholarships
Hours of Operation:
Mon - Fri 8 a.m. - 5 p.m.
Summer Hours of Operation:
Mon - Thur 8 a.m. - 5 p.m.
Fri 8 a.m. - 12 p.m.
Mon - Fri 8 a.m. - 5 p.m.
Summer Hours of Operation:
Mon - Thur 8 a.m. - 5 p.m.
Fri 8 a.m. - 12 p.m.
